Driving on the road for the first time for many young drivers is daunting, even if you have taken your driving test later in life the first few time out on the road on your own can be very intimidating. Of course you want to get as much driving experience as possible under your belt but what about insurance.
You probably already know that as a first time driver the cost of getting insured is to be quite frank unaffordable these days. The cost of getting insured has skyrocketed which has priced many young and first time drivers off the roads. You do however have more than one option when it comes to getting car insurance as a first time driver. There are many more different types of policy to suit the circumstances of different drivers. Without the extra insurance options many drivers who have just passed their test wouldn't be on the roads at all, at least legally on the road that is.
You have more than likely already shopped around for a quote for an annual policy. As a new driver the insurance premium quotes you were getting are probably very pricey to say the least. Most people would not be able to afford the types of quote you would get as a driver who has just passed their test. Your annual premium even for the most modest of cars is going to run into the thousands of pounds.
If you cannot afford the cost of a policy then you are either going to have to put your car driving plans on hold or see if there are any other alternatives that will allow you to drive insured. Your first option is a daily insurance policy, this type of cover is often referred to as short term car insurance and is a blanket term that covers several types of temporary insurance policy.
Daily insurance allows you to get insured to drive your own or another person's car for a day at a time. You can get covered to drive for between 1 and 28 days and the levels of cover are pretty much the same as you can get with a standard annual cover. You are able to get insured as young as 18 years on the condition that you have held a full UK drivers licence for at least 6 months. There are a few other restrictions but these will generally not affect anyone getting insured for a standard UK registered vehicle.
Some insurers use the term 1 week insurance but essentially it is just day insurance for 5 or 7 consecutive days. This is generally taken out but people who are going away for a weeks holiday and they are not currently insured to drive or they are borrowing another car and want to get insured without the car owners no claims being affected.
Up until recently it was not possible to get daily insurance under 21 years of age and so many younger drivers turned to monthly car insurance. Much like daily or weekly car insurance you can get insured for a month at a time. With monthly insurance you can get insured as young as 17 years of age. The other benefit for young drivers is that it allows you to build up your no claims much faster, with only 8 claim free months you accrue a years no claims which can significantly reduce the cost of your premiums.
As there are far less daily insurers there isn't really an online short term car insurance comparison tool to make it easier to compare quotes. However there are only 3 main providers for this type of insurance and so it is easier to get a quote from them directly to find out who would provide the cheapest daily insurance quote for your circumstances.
Get a cheaper daily insurance policy right now with the leading online daily insurance specialist.